Are you using credit card or has taken any loan from banks, if yes then get ready to see some additional charges being levied on your credit card EMI or loan EMI w.e.f November 2016. w.e.f November 2016 Govt. Of India has asked the banks to charge extra or additional 15% tax for the interest the bank charges on EMIs. Now, let me explain you this in better way. Suppose you bought a product using your credit card and converted the same purchase into multiple EMIs, earlier before 1 st November 2016, credit card issuing bank used to levy some interest rate on your EMIs and you used to pay the same only along with the actual value of product price divided by the tenure for which you had taken the EMI. Now, WEF 1 st November 2016, all the credit card issuing banks or loan lender banks has to levy another additional tax of 15% (ST 14% + SBC 0.5% + KKC 0.5%) on the interest charged on the EMI. That is another 15% tax burden on consumer. Additional 15% tax on credit card

Amid the shutdown and restrictions for more than 3 months in a row in Kashmir, this eight-year-old girl Tajamul Islam from a remote area in the Valley’s north has won the gold at the World Kickboxing Championship in Italy. Tajamul won the World Kickboxing Championship Tajamul, hailing from Tarkpora village of Bandipora, bagged medal after defeating her rival from the United States in the final. The world championship was held in Italy from November 5 to 11. Tajamul represented Kick Boxing Federation of India in the world event. In the event, the talented kid took part in six bouts and remained unbeaten. According to her mentor and coach Fasil Ali, the feat makes Tajamul the world’s youngest kickboxer to win an international gold. “The sub-junior level closes at 14 years of age. Tajamul was the youngest in the category. The stand-up combat sport, which involves kicking and punching, originated half a century ago in Japan — and, within a decade, became popular in the West as we

When the Nepal earthquake struck in April 2015, the destruction was so absolute that it was impossible for Shantanu to remain a passive witness. With the support of family and a knack for marketing, he began a social media campaign to request help. His team raised 1.6 million Indian Rupees (approx. $25,000) plus material donations, and he personally visited the worst affected areas to hand over the proceeds. relief material for Nepal Earthquake victims by Shantanu Image Source:  Shantanu After reading about rising farmer suicides in India due to drought, Shantanu created UNNAT, a hydroponics project and experiment in soilless agriculture. One key outcome was the development of a simple kit which can be used to grow several essential crops such as fenugreek, cabbage and spinach. The state government of Uttar Pradesh noticed the potential of UNNAT, and selected the organization for a pilot study that began in August 2016. The story behind Shantanu growing vegetables without soil

Prime Minister Narendra's Modi's sudden announcement of demonetizing the currency notes of Rs 500 and Rs 1,000 was just a sudden announcement but was very well thought and well planned strategy, according to sources it took around 10 months to execute the plan and finally on the eve of 8th November Prime Minister Modi decided to play his master stroke. New 500, 2000 currency notes of RBI Modi was well informed about the temporary cash crunch going to happen just after the announcement of demonetizing of 500 and 1000 notes. So, he thought of introducing new currency notes of 500 and 2000. The master stroke played by Mr Modi is considered a strategy to root out multiple menace rampant in the country. People with huge amounts stashing big notes in their homes mostly unaccounted will now be bound to get them deposited to banks or post offices, thus reducing the in-house black money. Govt has also declared that all cash deposited above 2.5 lakhs will be keenly watched by IT

It seems Donald Trump’s team removed the hate statement against Muslims he made from his website to ban all Muslims from the US. On the ballots counting night, when Trump was leading ahead of his counterpart Hillary Clinton, the page linking to his December statement regarding a temporary and complete Muslim ban has been removed. Donald Trump hate statement against Muslims The page now redirects to his page encouraging voters to donate to his campaign. The page was available on the morning of the election on 8 November, according to online caches. But the redirected was added later the same night. Caches like the Wayback Machine work by crawling websites intermittently and making a copy of what it finds there. As such, it's not possible to say exactly what time the redirect was added, but only that the change had been made between those two times it was crawled. Mr Trump and his allies have consistently defended the ban, insisting the measure was about Americans’ "s

1. Why is this scheme? The incidence of fake Indian currency notes in higher denomination has increased. For ordinary persons, the fake notes look similar to genuine notes, even though no security feature has been copied. The fake notes are used for anti national and illegal activities. High denomination notes have been misused by terrorists and for hoarding black money. India remains a cash based economy hence the circulation of Fake Indian Currency Notes continues to be a menace. In order to contain the rising incidence of fake notes and black money, the scheme to withdraw has been introduced. 2. What is this scheme? The legal tender character of the notes in denominations of  500 and 1000 stands withdrawn. In consequence thereof withdrawn old high denomination (OHD) notes cannot be used for transacting business and/or store of value for future usage. The OHD notes can be exchanged for value at any of the 19 offices of the Reserve Bank of India or at any of the bank branc

Irrespective of all who supporting or not supporting #NDTVBan, watched or wouldn't have watched the show for which 1 day ban is imposed on NDTV. They all know the below info in common: 1. It wasn't a live coverage but a reporting. 2. It wasn't only NDTV but many other national channels who broadcast the same report of coverage of the Pathankot. Coming to the point #1: A careful examination of legality of ban on any cable channel shows that the ban is on ' live coverage ' of anti terrorist operations of the security forces, ( vide para 6 of the Programme Code of the Cable TV Network Rules, 1994 ) and not on reporting of anti terrorist operations. There is a clear distinction between the two. NDTV did not show any live coverage of the anti terrorist operations, but only reported about them. Now to the point #2: If there are other news channels who broadcast the same Anti Terrorist Operations of Security forces, why not impose the same ban, why a selectivity?

14-year-old girl Tejaswani Priyadarshani from Rourkela, Odisha, has designed an innovative device that gives a whole new dimension to a bicycle by allowing it to run on air. Tejaswani Priyadarshani from Rourkela, PC:  Telegraph Instead of pedals, the "Air bike" runs by propelling air. With a 10 kg cylinder of compressed air mounted on the bicycle carrier, it can run up to a distance of 60 km. Tejaswani’s innovation comes at a time when the whole world is trying to tackle global climate woes by cutting down the usage of fossil fuels extracted from resources like coal, oil, gas, petrol and diesel; opening greater possibilities of using renewables like solar and wind energy. Tejaswani, a class-XI student of Saraswati Sishu Vidya Mandir of Rourkela, had this idea when she visited a bicycle-repair shop and saw the mechanics using air guns to detangle knots in a bicycle tyre. She was helped by her father to carry out the experiments. After experimenting with several de

Cyrus Pallonji Mistry born 4th July 1948, is a Irish-Indian businessman and was the chairman of Tata sons Group, an Indian business conglomerate, between 2012 and 2016. He was made the Chairman of the company in December 2012 after its previous Chairman, Ratan Tata, formally retired. Ratan Tata and Cyrus Pallonji Mistry (Left to Right) He was the sixth chairman of the group and the only the second chairman who did not carry the Tata name, after Nowroji Saklatwala. Before this, he was the Managing Director of the Shapoorji Pallonji Group. He was also on the board of Tata Sons, the holding company that controls the Tata Group. Mistry, who has been with the group since 2006 in various capacities, hails from the Shapoorji Pallonji family, the largest private shareholder of the group's holding company Tata Sons. His appointment as the new chairman to Tata sons group had brought an end to years long search for next heir to step into Ratan Tata's shoe. Mr. Mistry is t

Yes, we want it now, although never wanted it before, WE WANT #DIGITALBANONPAKISTAN We want to face our martyred soldiers when they would be looking onto us from heaven after their heavenly sacrifices. It's not that we ever wanted a ban, or any such blot on Pakistan as a whole, instead we loved you more than we loved our own artists be it Nusrat Sahab, Rahat Fateh Ali Khan, String band, Jal Band, Ali Zafar, Atif Aslam and the latest heartthrob of most of our ladies Fawad Khan. We also had fans to the ladies out their be it Gul Panna, Momina Mustehsan, Qurat-ul-ain Balouch. But its now onto you do whatever you can, pressurize your puppet govt under the name of Pakistan Muslim League or throw the real bastard " Raheel Sharif ", execute these terrorist there "Hafiz Saeed" and "Masood Azhar". And one more he is not yours but our terrorist hiding in your safe haven which you have created to nurture terrorist there, Dawood Ibrahim. Do these NOW to get

Started with being an ISP provider on the Northern parts of India, failed venture with Satyam for covering a larger territories, numbers of tech startups including Xgen Plus, Spamjadoo and now Data Xgen, founder of all these startups Ajay Data is relentless and growing abound . This Delhi-based startup Data Xgen Technologies rolled out its latest paid service to provide email addresses in Hindi characters with '.bharat' domain, which is available in Devanagari script. These emails are supported by email service providers like Gmail and Microsoft, which the founder calls the Gmail of India. Dr Ajay Data founder of Data Xgen “A few hundred IDs have been created till now on .bharat domain, which is available in Devanagari script. Anyone interested in Hindi script ID can visit our website and buy an email package,” Data Xgen Technologies founder Ajay Data said. Email sent from these addresses is supported by leading service providers such as Gmail and Microsoft. “Besides c

Facts/Gyaan: At "Drive A Tank" a Minnesota action park, you can drive real military tanks and other army vehicles over cars, smash through trailer homes and shoot machine guns. 50 Cent made most of his money not from rapping, but from an investment in Vitamin Water - He made 10 times more than he ever made rapping. While filming "Conan the Barbarian" Arnold Schwarzenegger had to work out less-his huge muscles kept him from holding a sword properly. Musicomania is a condition where a person's passion for music (or a song) becomes so strong, it prevents them from functioning properly. In Oklahoma, it's actually illegal to take a bite out of another person's hamburger.

Facts/Gyaan: Interesting facts about women Women spend nearly one year of their lives deciding what to wear. Women blink 19 times per minute compared to that of men which are 11 times. In a research, it has been discovered that girls hate it when a guy pays attention to them just to get close to their prettier friend. Women cry on an average 30 - 64 times a year compared to men which are 6 - 17 times. Women in the UK on an average own 19 pairs of shoes but wears only 7. A woman on an average in her entire lifetime applies around 2 - 3 kg of lipstick (i,e 4.5 - 6.5 pounds) Miami is the only major US city being discovered by a woman. A woman will only argue with someone she cares truly.  Arguing less seeks less of interest. Women who snore during pregnancy more likely to give birth to smaller babies. Oxytocin is believed to have a more significant effect on women than on men which is sexual attraction/Sexual activity with Romance and love. Compiled by:  Shreya Gupta.

Facts/Gyaan: A great relationship is about two things: First, appreciating the similarities, and second, respecting the differences. People who are angry with each other for the silly little things are usually the ones who care about each other the most.  Girls obsess over male celebrities because it’s a safe way to express their own sexuality at a distance, without being sexually threatened. When you see a cat, slowly blink at it. If it blinks back, the cat is content with you. Your height is usually determined by your father. Intelligence, emotional strength and body shape is determined by the mother. Hugging and or holding hands with the person you love has been proven to reduce stress almost instantly. People who swear a lot tend to be more honest, loyal and upfront with their friends. More than 90 percent of people are no longer friends with someone that they once called their best friend. Listening to music at high volumes makes a person calmer, happier and more relaxed Most of t

Facts/Gyaan: A great relationship is about two things: First, appreciating the similarities, and second, respecting the differences.

Facts/Gyaan: You are only going to be as good as the people you surround yourself with so be brave enough to let go of those who keep weighing you down.

Facts/Gyaan: Iceland has one of the largest gun ownership rates in the world and yet has one of the lowest crime rates in the world.

Facts/Gyaan: Listening to music uses the entirety of the human brain, this is one of the few activities that does this.   People who increase their water intake by 1-3 cups daily can decrease their total daily calorie intake by up to 205 calories, study shows.  Girls who mature early in life are more likely to be delinquent and emotionally aggressive later in life.  Stress makes you fat.  Emotional pain lasts for 10 to 20 minutes, anything longer is actually self-inflicted by over thinking, making things worse.  If you stay up all night, your body will burn an extra 161 calories.  Music can repair brain damage and returns lost memories.  Eating blueberries can help improve your memory.  Sarcasm makes you mentally stronger. Which is very effective when dealing with emotional stress and frustration.  The funniest people are often also the most depressed.  1 out of 5 adults urinate in public swimming pools, this is what causes the redness of the eyes, not chlorine

Facts/Gyaan: Albert Einstein was one of the 5,000+ people who signed a petition to overturn Germany's ban on homosexuality. Leonardo Da Vinci was the first to explain why the sky is blue.  A person usually makes a lot of hand gestures when telling a true story. When telling a lie a person's hands will stay noticeably still.

Facts/Gyaan: In the year 2007, Iran had arrested 14 squirrels on suspicion of spying. It is pretty tough to catch a cold through kissing because the virus develops in your nose and eyes, not mouth.  A study found that a woman is far more likely to give a stranger her phone number if he is holding a guitar.

Facts/Gyaan: At seven-foot-six, 16-year-old Romanian basketball star Robert Bobroczky is already taller than any current NBA player.

Facts/Gyaan: If you finding it difficult to send an excel file because it's too big, try saving it with . xslb extension. The size of the file shrink.

Facts/Gyaan: Prince William is the first of British royals to appear on the cover of a gay magazine - Attitude

Facts/Gyaan: Napping actually improves stamina, boosts your creativity, boosts your sex life and reduces stress.

Life Lessons: 1. Rebellion is a constant state of being with the artist. Rebellion against comfortable mundanity called normality. 2. Be thankful for the bad things in life. They open your eyes to see the good things you weren't paying attention to before.   3. There is a fuzzy line between judgement and prejudice. When you judge someone you are often revealing your own prejudices.

From the mouth of an elephant (not literally) If something forces you to stay back home, sip mini-spring water bottles, cancel your Saturday night plans and tell the world how you feel ... there is no looking back. River of milk is what I used to call it. Or more like a chunk of cloud, which magically transcends into a huge flow of milk, which when kisses the earth manifests into salty waters... not like those you witness on beaches. but those which are much more blue, more saline, more stinky if I may say so, yet so much captivating you want to be there, like forever. You are standing in the lines which take hours to reach the cruise, there is humidity in the scorching heat, you almost give up with the thought of dehydration or even worse, but yet you do not give up. Seems more like waiting in queue for a religious place where every devotee has one goal, to catch the sight of the holy deity, in our case the humongous beauty Niagara Falls. Pic 1: Niagara Fall

These three songs from Berklee College of Music will reaffirm your faith in music. These songs performed by the students of Berklee College of Music wearing red and white Indian traditional attire will leave you with another reason, why you love this legendary composer/singer AR Rahman. 1. AR Rahman's Kun Faya Kun (Berklee Indian Ensemble Cover) 2. AR Rahman's Dil Se Re (Berklee Indian Ensemble Cover) 3. AR Rahman's Yeh jo Des Hai Tera (Berklee Indian Ensemble and Berklee World Strings)

They say you can never actually feel the pain of being not able to see this world, but those who are suffering from it. Losing eyesight is one of the most traumatic & painful experience one can have in this life. We don't even bother about innumerable memories we watch, see it happening and recollect what happened years ago. Ask them who has memories but not visual ones. No one but they can tell you the actual importance of memories. Memories are an important part of our lives. Even more so for someone who was a part of them, yet missed out, because he couldn’t see. Of the 40 million visually-impaired people in the world, 15 million are from India. And, due to an acute shortage of transplantable corneas, they are often resigned to a life without sight. This is the true story of Amit: a young man who was about to undergo a corneal transplant and regain his vision after almost 15 years. With a little help from Google Photos, Amit was able to rediscover all those memories he&

Dipa Karmakar - An Indian Artistic Gymnast Born - 9th August 1993, Agartala, Tripura, India. Official Coach - Biswaswar Nandi First female Indian gymnast ever to qualify for Olympics Update after Summer Olympics #Rio2016: Dipa Karmakar represented India at the 2016 Summer Olympics. With this Karmakar became the first Indian female gymnast ever to compete in the Olympics, and the first Indian gymnast to do so in 52 years. She attained 4th position in Women's Vault Gymnastics event of Rio Olympics 2016 with an overall score of 15.066. Karmakar is one of only five women who have successfully landed the Produnova, the most difficult vault currently performed in women's gymnastics. Nickname: Dipa was also known by Guddu or Tina among her friends. Favourite Dish: Chicken, she also likes Hilsa(Fish) 2nd most memorable moments after Olympics performance: Commonwealth Games Medal in the year 2014. Dipa Karmakar is the first female Indian gymnast ever to qualify for Olympics

First Indian woman to ride Harley Davidson - Veenu Paliwal Veenu Paliwal(1972 - 2016) from Jaipur, Rajasthan was well known for being the only woman biker in Jaipur and she was a common sight on the roads of Jaipur. She became the first Indian woman to ride a Harley Davidson bike at 180 Km/h . Apart from being a biker, she was an entrepreneur and own a tea shop in Jaipur named "Chai Bar" The 44-year-old Jaipur resident was on a nationwide tour on her Harley Davidson motorcycle along with fellow biker Dipesh Tanwar, who was on another vehicle. Paliwal died after her Harley Davidson motorcycle skidded into a culvert at a sharp turn near Gyaraspur, 100 km from state capital Bhopal in Vidisha district of Madhya Pradesh. She was rushed to a primary health centre and then to the Vidisha district hospital, where doctors declared her brought dead. She is survived by her two children. She is said to first rode the bike at a young age of 12. She was popularly known as HOG (

Harsha Bhogle - Cricket Commentator Harsha Bhogle (born 19 July 1961) is an Indian cricket commentator and journalist. He was born in a Marathi-speaking family in Hyderabad. Bhogle has recently become a freelance TV presenter. Harsha Bhogle is the son of A. D. Bhogle, a professor of French, and Shalini Bhogle, a professor of psychology. He attended Hyderabad Public School and subsequently studied chemical engineering at Osmania University at Hyderabad. He did his post-graduate program PGDM at Indian Institute of Management Ahmedabad. Post-graduation, he joined an advertising agency and worked there for two years, following which he completed another two-year stint at a sports management company. Bhogle began his career as a commentator at the age of 19 with All India Radio while living in Hyderabad. In 1991–92, he became the first Indian commentator to be invited by the Australian Broadcasting Corporation during India's cricket series before the 1992 Cricket World Cup. He

Shankaracharya Swami Swaroopanand Saraswati Maharaj (2nd September 1924, 11th September 2022 ) is an Indian religious leader and freedom fighter. He was jailed for participating in Quit India Movement and served two prison sentences in 1942. In 1973, he became the Shankaracharya of Jyotir Math, Badrinath and in 1982, he became the Shankaracharya of Dwarka peeth as well. Swaroopanand Saraswati was born in Pothiram Upadhyay in 1924 at Dighori village of Seoni district, Madhya Pradesh. A disciple of Shankaracharya Brahmananda Saraswati of Jyotir Math (1941-1953) and of Shankaracharya Krishnabodha Ashrama of Jyotir Math (1953-1973), in 1950 his Guru Brahmananda made him a Dandi Sannyasi. Swami Swaroopanand became president of the Akhil Bharatiya Ram Rajya Parishad, established by Swami Karpatri. On Swami Krishnabodha Ashrama's demise in 1973 the title of Shankaracharya of Jyotir Math, Badrinath passed to Swami Swaroopanand. Later he also became the Shankaracharya of Dwarka peeth i